|

|

Huhn Insurance Agency

Affordable Benefits That Support Employee Wellness

Boost Your Benefits Package with Supplemental Coverages

Add supplemetal benefits to your major medical group plan for a more comprehensive employee benefits package. Supplemental benefits often include dental and vision plans, but could also include life, disability, critical care, retirement plans, paid time off and more.

We help employers compare group supplemental plans that keep teams healthy and make your benefits package more attractive. These plans can be offered separately or bundled with group health insurance, and we’ll walk you through both options.

A blue convertible is parked on the side of the road

What You Need to Know About Supplemental Employee Benefits

New to Offering Add-On Coverage?

Supplemental benefit plans are separate policies that can be employer paid or voluntary meaning the employee can opt to pay for the plan themselves if they feel it beneficial to them. We’ll help you find plans to offer your employees that meet your team’s needs while supporting your bottom line.

A woman is sitting in a dental chair while a dentist examines her teeth.

What We Help With

  • Comparing plans across multiple insurance carriers
  • Explaining costs, coverage levels & annual benefit limits
  • Reviewing provider networks for local dentists & eye care professionals
  • Bundling supplemental benefits with your health plan or offering separately
  • Helping you communicate options to your team during open enrollment
  • Year-round support for claims questions, renewals & plan changes

Who This Is For

  • Employers in Wyoming and seven more states
  • Small businesses offering medical benefits and looking to expand
  • Large businesses wanting to offer a full comprehensive benefit package
  • Teams with high demand for family-friendly or preventive coverage
  • Business owners who want to stay competitive in hiring & retention
  • Companies that want to offer valuable benefits without a huge cost increase

Notes & Tips

02

Group dental plans often include preventive care at 100% with no waiting period — a popular option among employees.


01

Many local practices participate in major dental & vision networks — we’ll help you check compatibility.


03

Offering supplemental benefits  can improve employee satisfaction and reduce turnover, especially in competitive sectors like hospitality.


04

Plans are flexible — you can contribute to premiums or let employees opt in voluntarily.


Frequently Asked Questions

  • Can I offer dental or vision without a health plan?

    Yes — we can help you set up stand-alone group dental and/or vision coverage even if you’re not offering medical.

  • Do I have to cover 100% of the premiums?

    No. You can choose how much you want to contribute, or offer plans that employees can buy into voluntarily.

  • Will employees be able to keep their current dentist or eye doctor?

    Most likely — but we’ll help you review network options to make sure local providers are included.

  • Are there waiting periods?

    Some plans have waiting periods for certain services. We’ll help you select plans that minimize delays where possible.

  • Is this coverage expensive to add?

    Generally, dental and vision plans are affordable — especially compared to health insurance. We’ll help you budget effectively.

Add More Value to Your Employee Benefits

Supplemental benefit plans are simple to set up, affordable to maintain, and appreciated by employees. Let’s explore your options.