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Huhn Insurance Agency

Supplemental Health Benefits

Dental, vision, life & more — coverage that fills the gaps and supports your health beyond basic plans

Supplemental health benefits help cover the care and costs that standard insurance plans often miss. We help individuals, families, and employers choose the right add-on coverage for their needs — including dental, vision, life insurance, and more. Whether you're building a benefits package for your team or adding extra protection for your household, we’ll help you compare carriers and coverage — and guide you through the details.

Key Areas of Support

An empty dental chair in a dental office

Dental Insurance

We help you compare plans that cover preventive checkups, cleanings, fillings, and major dental work—designed to keep care simple and affordable.

A young girl is having her eyes examined by an ophthalmologist.

Vision Insurance

Vision plans make it easier to manage the cost of eye exams, glasses, contacts, and routine care—while keeping your options flexible and affordable.

A doctor is putting a bandage on a patient 's wrist.

Protect your loved ones or your employees with financial coverage in the event of death, serious injury, or major illness. We’ll explain everything clearly.

A person in a wheelchair is holding the wheel.

Disability, Short & Long-Term Care

Disability coverage replaces income if you can’t work due to injury or illness. Long-term care helps with costs that Medicare and health insurance won’t touch.

A group of people are sitting around a table with laptops.

Who This Is For

  • Anyone who wants fuller coverage
  • Employers building comprehensive benefits packages
  • Self-employed professionals & contractors
  • Families with kids, aging parents, or growing needs
  • Individuals planning ahead for health-related costs
  • Those planning ahead for the gaps in Medicare coverage for Long Term Care

What You Get When You Work With Us

  • Access to multiple carriers and plan options
  • Help comparing policies side-by-side
  • Honest guidance on what coverage is worth it — and what’s not
  • Support understanding exclusions, waiting periods & payouts
  • Local, year-round help with enrollment & questions

Frequently Asked Questions

  • Do I need supplemental insurance if I already have health coverage?

    Sometimes — dental, vision, and long-term care often aren’t included in regular health plans. We’ll help you assess what’s missing.


  • Can I buy these plans without an employer?

    Yes. We help individuals and families find affordable options even if you’re buying on your own.

  • What’s the difference between accident and critical illness insurance?

    Accident plans cover injuries like broken bones. Critical illness covers major health events like cancer or heart attack. We’ll help you choose based on your risks.

  • Is disability insurance only for dangerous jobs?

    No — anyone who depends on income should consider it. Even office workers can face unexpected injuries or illnesses.

  • How does long-term care insurance work?

    It helps cover the costs of services like assisted living, nursing homes, or in-home support — which aren’t usually covered by Medicare or regular insurance.

 

Explore Supplemental Coverage with a Broker

We’ll help you add the right coverage for your life, your family, or your team — with no pressure and no sales pitch.